The night was cool and the dragonflies plentiful. The golden light at the end of the day cast a beautiful glow on the honey-brown black-masked Cedar Waxwings perched in the branches nearby.But the beauty of the evening was captured in the stunning sunset over Four Mile Lake in Chelsea, Michigan last night.The yellow of the sky, dramatic gray and white contrasting clouds, and dark outlined trees were a mirror reflection in the water. With the last rays of sunlight streaming through the clouds, it was next to impossible to tell where water ended and land and sky started. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to print (Opens in new window)Like this:Like Loading…RelatedPhoto of the Week: Lake Erie Metro Park SunsetImagine a wedge(group) of Trumpeter Swans flying over in their V formation in this colorful southeastern Michigan sky at dusk. That’s the shot I missed as I quickly let go of my binoculars to try to focus my camera on the swiftly flying birds overhead. Nonetheless, last Friday’s sunset over…In “Nature”Photo of the Week: Point Pelee National ParkThough the official start of fall is a few days away, the color changes of the marsh plants, and the warm glow of the setting sun made it feel like fall as I peered over the marsh boardwalk last night at Point Pelee National Park in Ontario, Canada. The southernmost…In “Nature”Photo of the Week: Rainbow Over James Scott Memorial FountainFor someone who’s rarely had her camera with her when she sees a rainbow, I’ve had remarkable luck this year photographing rainbows. And this past week topped it off when I discovered what was at the end of the rainbow at Belle Isle State Park in Detroit. When I left…In “Michigan”
ConferousFrom PW: “A toll-free number with support for multiple conference rooms, create rooms with a specific purpose and track the number of participants.”A very simple service and there are others like GroupCall that use Twitter for creating a conference calls. RingerousRingerous lets you post to your blog by phone.Your recorded message is added to the post with an embedded MP3 player for easy playback. There are a number of similar services . alex williams Related Posts Why Tech Companies Need Simpler Terms of Servic… On Programmable Web (PW), the telephony category has 83 APIs. Of these, Twilio is by far the leader with 88 mashups associated with its API. That’s far ahead of Skype, which has 28; Jaduka has 8 and MyVox and Ringful each have six.Twilio is a cloud-based service that helps you build telephony-based services. In September it added more than 100 new features. Using telephony-based APIs is new territory for many. We are always asking how telephony services are used. Developers use the Twilio API for alerts, changes to calendars, conferencing and a host of other uses.To get a perspective, here are five ways developers are using the Twilio API:Bad News RobotBad News Robot allows you to call someone with bad news without having to do it yourself. The robot does the talking for you.Using Twilio, the service will call the recipient for the robot to deliver the bad news. The robot may have a “dude voice,” or a “chick voice.” The call costs 99 cents. Twitter and email is free. Tags:#cloud#cloud computing VoxilateVoxilate provides the ability for a silent auction. Bidders can bid on items over the phone and are notified via text message when they are outbid.From the Voxilate blog, a walk-through for how it works:“All bid items are listed in a Google spreadsheetUsers at the silent auction enter their name, bid amount, and phone number on the auction sheets.When the auction completes, on-site staff enter the winners into the Google Spreadsheet.Bidders dial the Twilio-provided number and enter their phone number as a PIN (automatic if they send Caller ID). They are told whether they have won, and if so, what their total is (important for those who bid on multiple items!). They are then instructed to say their names, addresses, and other pertinent information and are of course thanked for participating.This information is then transcribed and posted into the Google Spreadsheet (this is fun to watch in real-time!) The Twilio link to audio is also included in case the information needs to be double-checked.On-site staff can then complete the checkout at their leisure.We’re using Google App Engine for serving the TwiML responses to Twilio, and the Google Data APIs for connecting to Google Spreadsheet.”The services we see range from the trivial to the truly useful. What they all offer is an example of how the telepehony space is rapidly becoming a platform for communication that sits on equal footing with the Web. From an interview with Pha on the Twilio blog:“I built Conferous using Ruby on Rails with a slightly customized version of the Twilio gem from Webficient to communicate with the Twilio API. The Twilio API was so flexible and easy to use that I was able to develop the core functionality very quickly. In addition, I deployed the application on Heroku, which sped up the development/deployment process even more. On the front-end side, I used jQuery to create some of the UI effects and for AJAX interactions. You could say I’m a sucker for technologies that make my life easier and let me focus on functionality and not nitty-gritty details.”Mobile CommonsMobile Commons is a service that is a page out of modern, political marketing. It provides advertisers and agencies quickly launch and manage mobile marketing campaigns from a Web-based user interface. Can you see how this might be used in the next session of the U.S. Congress? A Web Developer’s New Best Friend is the AI Wai… Top Reasons to Go With Managed WordPress Hosting 8 Best WordPress Hosting Solutions on the Market
‘A complete lie:’ Drilon refutes ‘blabbermouth’ Salo’s claims Winter storm threatens to scramble Thanksgiving travel plans Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Argentine bishop appears at court hearing on abuse charges Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ Palace: Robredo back to ‘groping with a blind vision’ No more menthol cigarettes: New ban on tobacco, vape flavors Don’t miss out on the latest news and information. Trump to designate Mexican drug cartels as terrorist groups Early theme to NBA season: You score, I score, we all score Photo by Tristan Tamayo/INQUIRER.netDe La Salle is headed to the Final Four after brushing off University of the East, 99-78, in the UAAP Season 80 men’s basketball tournament Wednesday at Mall of Asia Arena.The defending champions Green Archers streaked to their fourth straight win to improve to 9- while the Red Warriors slipped to 3-8, but remained mathematically in contention for a semifinals spot.ADVERTISEMENT LATEST STORIES Hotel says PH coach apologized for ‘kikiam for breakfast’ claim MOST READ Sports Related Videospowered by AdSparcRead Next For the complete collegiate sports coverage including scores, schedules and stories, visit Inquirer Varsity. View comments “Actually our team is a strong unit as long as we follow our system, and we should move as one.”Reigning MVP Ben Mbala led all scorers with 25 points to go along 14 rebounds to lead La Salle while Santi Santillan added a 14-point, 11-rebound double-double.Rivero and Justine Baltazar came off the bench and had 26 points apiece to help La Salle’s cause.Alvin Pasaol, who put up a career-high 49 points in the first round against La Salle, managed 23 points and nine boards to lead UE while Mark Olayon had 18 points and seven assists.ADVERTISEMENT La Salle started to command respect as early as midway through the second quarter when it mounted a 22-6 run with Justine Baltazar capping it off with an off-balanced jumper that gave the Green Archers a 40-24 lead.That then ballooned to 27 points with 2:25 left in the third when Baltazar hit a triple that punctuated the Green Archers’ 11-3 run that put La Salle up 74-47.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSBoxers Pacquiao, Petecio torchbearers for SEA Games openingAnd even though La Salle’s remaining games became mere formalities, Ricci Rivero said they shouldn’t think ahead and that they should remain focused on the eliminations.“We shouldn’t think ahead, and we should focus on just one game at a time,” said Rivero in Filipino who filled in for the post-game press conference as La Salle head coach Aldin Ayo snubbed it for the sixth time.
The Jamaica Manufacturers and Exporters’ Association (JMEA) is targeting the agro-processing subsector as part of measures to boost the country’s exports and enhance gross domestic product (GDP) growth.Executive Director of the entity, Imega Breese McNab, said that players in the agro-processing industry represent the largest cohort of the JMEA membership, “so we see this as a huge potential where we need to improve the linkages between agriculture and the manufacturing sectors, so that we can have higher value-added growth in Jamaica”.“We… need to improve our exports from Jamaica, and this [agro-processing] is one of the subsectors that can do that,” she added.She cited opportunity to tap into the Haitian market, which imports approximately US$2 billion worth of goods and is one of Jamaica’s closest neighbours.Mrs. Breese McNab was speaking at a forum on ‘Business and Trading Opportunities for the Regional Agri-Food Private Sector’ hosted by the JMEA, at its offices in downtown Kingston on Wednesday (January 23).Representatives from various Caribbean territories were in attendance, networking and sharing their experiences, challenges, and suggestions in boosting regional trade.The session included presentations on the topics ‘Targeting the European Union Market via the Economic Partnership Agreement (EPA)’; ‘Revisiting the CARICOM Market, Hurdling the Barriers’; ‘Proposals for the Removal of Non-Tariff Barriers’; and ‘Strategies for Improving Transportation and Logistics’.Inter-American Institute for Cooperation on Agriculture (IICA) representative from St. Lucia, Allister Glean, said he was pleased to participate in the event and to discuss the issues that impede regional trade.Mr. Glean commended the work of the JMEA in Jamaica, and committed to help foster linkages among Caribbean territories to boost opportunities for trade.
The decision to amend the Act was as a result of the difficulties experienced in the West Kingston Commission of Enquiry Story Highlights Among the proposed amendments are: an increase in monetary penalties of a fine not exceeding $3 million The Government of Jamaica is to amend the Commission of Enquiry Act to modernise and discourage acts that undermine the effectiveness of the Commission or which are disruptive of the Commission’s proceedings.The Commission of Enquiry (Amendment) Act was tabled in the Senate on Friday, September 13, by Minister of Foreign Affairs and Foreign Trade, Senator the Hon. AJ Nicholson, on behalf of Minister of Justice, Senator, the Hon. Mark Golding.Among the proposed amendments are: an increase in monetary penalties of a fine not exceeding $3 million on summary conviction from a Resident Magistrate, or imprisonment for a term not exceeding three years, or both fine.Offences that will now attract increased penalties include: failure to appear before the Commission; and failure to produce without reasonable excuse, any book, plan or document that the person is required to produce by a summons under the Act.The Bill also proposes that anyone who commits an offence of fraudulent misrepresentation or deceit, and make or exhibit any false statement, will be fined $3 million or sentenced to up to three years in prison, or both.A fine of $3 million or a prison term of up to three years is also applicable to persons who inflict any violence on anyone who appears before a Commission; cause someone to lose their job; or willfully prevent someone from appearing before a Commission.The decision to amend the Act was as a result of the difficulties experienced by the Commissioners in the West Kingston Commission of Enquiry in 2001 to obtain evidence. Subsequently recommendations were made in the West Kingston Commission of Enquiry report in 2002 to address those difficulties.The Commission of Enquiry Act empowers the Governor General to issue a Commission appointing one or more Commissioners and authorizing the Commissioners to enquire into the conduct of any public or local officers, or into any matter, in which an enquiry would, in the opinion of the Governor General, be for the public welfare. Penalties are applicable to persons who inflict any violence on anyone who appears before a Commission
Facebook Twitter Google+LinkedInPinterestWhatsAppNassau, 25 Feb 2015 – Commonwealth Bank, today, reported unaudited total profit of $53 million in 2014. Total assets closed to $1.47 billion at December 31, 2014. Earnings were up 7% over 2013 when the Bank reported total profit of $50 million. Total assets were up 3% over 2013. “I am pleased with the Bank’s results in 2014,” said William B. Sands Jr., Executive Chairman of Commonwealth Bank.“They confirm that our business strategy remains appropriate and that our staff remains both capable and dedicated to the plan as laid out by the Board and Executive Management.”The improvement reported in total profit for the year was despite the introduction of a new $5 million turnover based business license fee in 2014.Interest Expense declined in 2014 as the chronic excess liquidity in the system continued to depress deposit interest rates. For 2014 interest expense was $31.7 million compared to $35.5 million a year earlier. Sands noted that, “Although the bank grew its loan book by 3% in 2014 – the timing of the growth was such that it did not materially impact fiscal 2014. We expect to see the full impact of the growth in 2015 when the new loans would have earned interest for a full year.”Amid an environment of high nonperforming loans, Commonwealth Bank continued to record low levels of impairment in its portfolio when compared to the industry averages. As a result the Bank was able to reduce its loan impairment expenses by $3.4 million compared to 2013. Charged Off Loans declined by almost $6.5 million in 2014 to $28.4 million, while at the same time, Balance Sheet allowances for loan impairment increased by $1.2 million over 2013 to $55.5 million. On December 31, 2014, Commonwealth Bank’s impaired loans represented 5.8% of its total outstanding loans. The industry’s impaired loans, as reported by The Central Bank, were 16.1% of aggregate loans of all banks.The Bank’s total expenses grew by 10% in 2014 which equated to $5.9 million. Total Group taxes and license fees increased by $4.2 million over 2013. Apart from the increase in tax and government license fees, most of the remaining increase was in variable costs.Commonwealth Bank continues to report strong capital and liquidity ratios with a capital ratio of 27.9% and a liquidity ratio of 33.6% compared to the requirements of The Central Bank of 17% and 20% respectively.The Bank’s earnings per share was $0.49, return on assets was 3.3% and return on equity was 23.1%. These all compare favourably with 2013 when the Bank reported $0.46, 3.1%, and 23.0%, respectively. The Bank continued to share its success with its shareholders through uninterrupted quarterly dividend payments. Dividend payments totaled $0.30 per share in 2014 and were unchanged from 2013.Showing appreciation for the results, Sands pronounced “Commonwealth Bank remains grateful to our customers and shareholders for their continued support. I want to personally thank every member of our team of dedicated professionals who are integral to our success.”Commonwealth Bank is the largest Bahamian owned bank listed on BISX. The Bank is a market leader in service and convenience, operating eleven branches in New Providence, Abaco and Grand Bahama and employs over 530 staff.Please visit the Bank‘s website at www.combankltd.com for information on Commonwealth Bank’s dividend payment history, other financial reporting information and a full set of audited financial statements which will be published on our website within the time frame established by BISX. Facebook Twitter Google+LinkedInPinterestWhatsApp Related Items:
In an executive shuffle at UBM Plc’s Electronics division, former EVP of UBM TechWeb Kathy Astromoff has been named CEO, effective February 13.Astromoff [pictured] takes over for and will report to Paul Miller, whose responsibilities have expanded to overseeing the UBM Channel and UBM Design Central divisions while leading UBM Electronics and UBM Canon.“[Astromoff] will concentrate on the strategic positioning of our portfolio, drive our growth plan and accelerate the transformation of UBM Electronics into a broad based business focused on expanding our reach into the global electronics community, providing services to advertisers and readers and building upon the early success of our commerce initiatives,” says Miller in a prepared statement.David Blaza, VP of UBM Electronics, will also move into a new role, to focus on revenue and product development for the business’s media brands EE Times, EDN and Design News and Test and Measurement World while leading the sales organization. Wendy Yamaguma, senior events director who recently joined UBM Electronics from Yahoo, will be charged with driving strategic growth for events including the new Design event series, Embedded Systems Conferences, DesignCon and ARM Technology Conference.With UBM TechWeb, Astromoff completed the international expansion of the Game Developers Conference franchise in Europe and China, led the initial development of technical security conference Black Hat’s online presence and initiated and integrated multiple acquisitions, including the Online Marketing Summit.
New Delhi, Feb 6 (ANI): Trading at the Bombay Stock Exchange today closed 49.71 points up to stand at 20310.74. At the National Stock Exchange the Nifty closed 13.90 points up to stand at 6036.30. Jet Air India and Tata Communications were among the top gainers of Group A with an increase of 10.93% and 7.78% along with Coal India Ltd. and Power Finance with an increase of 4.59% and 4.53% respectively, while the top losers of Group A include Indiabulls Real Estate and Prestige Estates with a decrease of 3.36% and 3.33% along with IRB Infra and Jaiprakash Associates with a decrease of 2.96% and 2.70% at the close of the markets. The Auto sector is up 98.72 points at 11,701.11 while the banking sector is down 26.63 points at 11,668.40 and the realty sector is down 19.05 points at 1,193.00. The Indian currency is up 0.16% at Rs 62.47 per dollar.
#TanuWedsManuReturns is eyeing ₹ 100 cr mark in India. If it reaches there [has the merits], it will be the FIRST ₹ 100 CR FILM OF 2015. — taran adarsh (@taran_adarsh) May 26, 2015 Tanu Weds Manu ReturnsFacebook”Tanu Weds Manu Returns” is all set to be one of the biggest movies of 2015 and the domestic figures are now eyeing the ₹100 crore mark.”Tanu Weds Manu Returns”, which had a massive opening in Indian and overseas box offices, has already raked in ₹47.05 crore at the Indian box office. According to trade analyst Taran Adarsh, the movie is a blockbuster hit and the film’s collection on Monday is higher than its opening day. The Kangana Ranaut and R Madhavan starrer collected ₹8.90 crore on its fourth day in India.This, according to Adarsh, is a rare feat at the box office as Bollywood movies usually fail to carry its weekend-like collections on the following Monday. But, “Tanu Weds Manu Returns” has now changed the trend as the film continues to have good theatre occupancy on weekdays as well.#TanuWedsManuReturns is on a RECORD-SMASHING spree. Fri 8.85 cr, Sat 13.20 cr, Sun 16.10 cr, Mon 8.90 cr. Total: ₹ 47.05 cr. India biz.— taran adarsh (@taran_adarsh) May 26, 2015 #TanuWedsManuReturns is heading for BLOCKBUSTER status. Mon biz is higher than Fri biz. A rarity in today’s times! — taran adarsh (@taran_adarsh) May 26, 2015The success of “Tanu Weds Manu Returns” has set a trend not only in terms of box office numbers but the movie also proved that a good script can bring audience to theatres. With no big names attached to it, the latest Anand L Rai movie is an eye opener for Bollywood.Overtaking almost all big films of the year, “Tanu Weds Manu Returns” has convinced the industry that a tight script, impressive performances and good directorial skills is all that is required to win the hearts of the audience.Meanwhile, industry traders are now keeping their fingers crossed to see whether the Kangana -Madhavan starrer will enter the ₹100 crore club in India before its second week.Unlike most Hindi films that crash/dip on Mon, #TanuWedsManuReturns continues its winning streak on weekdays. Mon biz was rock-solid. WOW!— taran adarsh (@taran_adarsh) May 26, 2015
Shares of Toshiba fell sharply on Nikkei on Tuesday (Feb 14) after the Japanese firm postponed the release of its financial results scheduled for the day. The Japanese multinational conglomerate surprised markets by saying it will postpone its quarterly earnings by up to a month. Infosys hires law firm to review its simmering corporate governance issuesShares of Toshiba, which makes everything from trains to memory chips, plunged as much as nine per cent to 226.9 yen after Nikkei, a business daily, reported Toshiba was going to issue a warning to shareholders that its future was in jeopardy. “We concluded on Monday afternoon that we need further research on the internal reporting and its impact on financial results,” the company said in a statement. Meanwhile, AFP has reported that Satoshi Tsunakawa, chairman, president and CEO of Toshiba, has quit.According to market reports, Toshiba is poised to book a huge loss of approximately $4 billion for the April-December period on its US nuclear business. Toshiba said it received internal information about inadequate governance during the acquisition process of a US nuclear construction company. According to market reports, Toshiba is poised to book a huge loss of approximately $4 billion for the April-December period on its US nuclear business. Toshiba explained it received internal information about inadequate governance during the acquisition process of a US nuclear construction company. In December 2016, Toshiba said it may book several billion dollars in losses at US power projects handled by the CB&I Stone & Webster Inc business, potentially requiring a huge writedown. Westinghouse Electric Company, which Toshiba had acquired in 2006, signed a definitive agreement in 2015 to acquire CB&I Stone & Webster, the nuclear construction and integrated services businesses of CB&I. Toshiba’s announcement to delay earnings came as its Westinghouse subsidiary is engaged in a legal and accounting row with CB&I, which alleged in court that it expected a relatively small payment from Westinghouse of only $161 million when the transaction closed believing that the latter was taking on a challenged business. It is speculated that Toshiba will dramatically reduce its nuclear operations and stop building new atomic power stations. However, it may continue to design and make reactors plus other components.